Documented, defensible AML risk assessments for financial services firms — scored, evidenced, and ready for examination.
When a regulator asks, most firms can't answer quickly — because onboarding lives in spreadsheets, inboxes, and individual judgement.
The same client scores differently depending on who assessed them. No two analysts weight risk the same way.
No record of why a decision was made, or which methodology applied at the time. An audit becomes an archaeology dig.
AMLA's single rulebook is arriving. Undocumented, bespoke processes are on the wrong side of it.
A 20-minute walkthrough with your own scenarios — scored, screened, and exported as a regulator-ready record.
A five-step assessment that scores each client against a documented, FATF-aligned methodology — and produces a record built to survive examination.
A graduated score across nine factors, grouped by FATF risk category — with hard overrides and floors for risks that must never be averaged away.
An on-demand, section-by-section breakdown of every risk factor — with a clear CDD recommendation an MLRO can review in minutes.
Analyst to compliance review to MLRO sign-off — enforced automatically on every High-rated relationship, with roles and permissions throughout.
A complete assessment record assembled as the analyst works — rating, factor breakdown, screening history, ownership register, and sign-off chain.
An analyst completes the assessment; the engine scores it live against your methodology.
Every party is screened; each hit is dispositioned with a rationale on the permanent record.
Compliance reviews; the MLRO signs off — required automatically on every High-rated relationship.
Export a regulator-ready record, versioned and reconstructable years later.
Every capability above exists for one reason: so your firm can answer for its decisions, quickly and completely.
Screen every party against sanctions, PEP and adverse-media lists. Try it below — this is the same flow your analysts use in the platform.
Six months from now, nobody remembers a hit existed — let alone why it was discounted. Here, the hit, the reasoning, and the analyst are on the record permanently: a screening register organised by deal, exportable to CSV and PDF, backed by a tamper-evident audit trail.
See the full flow — screening, disposition, register, and export — on your own scenarios.
Every risk score maps to its basis in FATF Recommendations, MLR 2017, CSSF Circular 24-847 and the AMLA Regulation. Not a black box — a register an examiner can read.
The whole model is surfaced live in-product — read from the scoring engine, never hardcoded — so documentation, display, and computation can never drift apart.
They can read why. Ask for the methodology statement and the validation register in your demo.
The EU is harmonising anti-money-laundering supervision under a single rulebook and a new central authority. ComplyBase is built around the same principles — risk-based, documented, and proportionate.
The EU Authority for Anti-Money Laundering (AMLA) is established in Frankfurt and begins coordinating national supervisors.
Technical standards are finalised and the supporting reporting framework applies from Q4 2026, ahead of the first selection round.
The first selection of directly-supervised entities begins, and the harmonised AML rulebook takes effect across the EU.
From 2028, AMLA directly supervises a tier of the most significant cross-border financial groups at group level.
Sources: AMLA · Direct-supervision standards (Jul 2026) · EBA reporting framework 4.3. Dates reflect the current published transition timeline.
AMLA will directly supervise only a small tier of the largest cross-border groups. Until now, that supervision has rested entirely with national supervisors — and for the overwhelming majority of firms, it still will.
But the standard is harmonising. Your national regulator will hold you to the same risk-based, documented approach AMLA embeds. ComplyBase is how a firm meets that standard — without a big-bank compliance department.
The single rulebook pushes every firm toward risk-based, harmonised, evidenced AML. That is precisely what ComplyBase was designed to deliver.
AMLA's aim is consistent application of the same rules across the EU. ComplyBase applies one documented, FATF-aligned methodology to every assessment — no two analysts scoring the same client differently.
The rulebook is built on risk-based diligence. ComplyBase scores each client across weighted risk categories and tiers due diligence (SDD / CDD / EDD) to the outcome.
AMLA's standards are explicitly designed to be proportionate — detail scaling with risk. ComplyBase asks for enhanced information only where the risk profile warrants it.
Harmonised supervision depends on records that hold up under review. Every ComplyBase decision is documented, versioned, and reconstructable — with a tamper-evident audit trail.
Ownership transparency is central to the EU framework. ComplyBase captures UBO/SMO structures and weights ownership opacity as a first-class risk factor.
As AMLA's technical standards finalise through the transition, ComplyBase tunes its configurable methodology to match — a configuration change, not a re-engineering project.
ComplyBase is an independent product and is not affiliated with, endorsed by, or certified by AMLA or any regulator. The above describes how the platform's design aligns with the publicly stated principles of the EU AML framework.
A documented, versioned methodology that adapts to the technical standards as they finalise — configuration, not re-engineering.
Straightforward plans that scale with your firm. Talk to us for a tailored quote.
The full assessment platform for firms formalising their AML onboarding.
For larger firms and data partners — white-label deployment under your brand.
Twenty minutes with your scenarios will answer it faster than a pricing table.